Basic Saving Bank Deposit Account
A Basic Saving Bank Deposit Account for your every need
Basic Saving Bank Deposit Account - FEATURES
Start your banking journey with Pune People's Co-op. Bank's Basic Savings Bank Deposit Account, offering essential features and benefits to meet your daily banking needs. With 24x7 access through our Mobile Banking app and ATMs, you can enjoy seamless banking at your convenience. Our account provides essential services like RTGS, NEFT, IMPS, debit card, and chequebook facilities, ensuring hassle-free transactions. Designed to cater to a diverse range of customers, including women, senior citizens, and young individuals, this account ensures personalized service with suitable branch timings and the support of our friendly, qualified staff.
- • Basic Saving Bank Deposit Account Annexure View PDF
Benefits / Features
- Enjoy any Branch Banking Facility with NEFT & RTGS
- Mobile Banking App
- Free ATM Card
- SMS Banking
- Personalised Cheque Book
ELIGIBILITY CRITERIA
- An individual residing in India and does not have an existing Savings Account in Pune People’s Co-op Bank Ltd., Pune
Rate of Interest & CHARGES
- Rate of Interest is 3.00%* P.A.
- Saving Bank interest will be paid at quarterly intervals.
Charges
- Debit card, ATM, IMPS/NEFT.RTGS - NIL Mobile Application-Free
- Demand draft commission/charges:-As per normal saving account.
How to open account
- Visit any Branch at your convenience.
To open a Basic saving account, upper monetary limit to the balance that can be maintained (maximum balance at any time) Rs.-50,000/-
An upper monetary limit to the total of credits made to this account in a year – Rs. 1, 00,000.00
An upper monetary limit to the withdrawals made in a particular month – Rs. 10,000.00
A maximum allowed withdrawals in a particular month – 4
Minimum Balance requirement: - NIL
REQUIRED DOCUMENTS
Proof of Identity (PoI) And Proof of Address (PoA) :
- Passport
- Voter ID card
- Permanent Account Number (PAN) Card
- Aadhaar Card
Residence Proof :
- Utility bills (electricity, telephone, water, gas) not older than two months
- Property or Municipal tax receipts
Photograph:
- Two passport size photocopy
Documents required for KYC may vary from time to time as per the prevalent regulatory guidelines as well as Bank's internal policy.
All Deposit is covered under DICGC coverage. Click here
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