Capital for Today, Growth for Tomorrow

Take your business to the next level with our tailored financial solutions. Whether you need working capital for daily operations or term loans for expansion and long-term projects, we’re here to support your success with flexible options and competitive rates.

For purchase of Electronic Appliances /Consumer Durables/ Furniture and Fixtures etc.

Cash Credit – for working capital in Business
Term Loan – for acquiring fixed assets required in Business or any other business need.
Proprietorship firms, registered partnership firms, companies, etc. doing manufacturing, trading or any other business, professionals or self-employed with Sufficient Net Worth and repaying capacity.

PERIOD OF LOAN

Cash Credit – 12 Months
Term Loan – Maximum 84 Months (For Purchase of Business Property such as Shop, Go down etc.
Period up to 120 months can be considered based on merits of the Proposal.

MARGIN

Cash Credit

In case of No collateral Security - 50% against Stock and Debtors
In case of collateral security in the form of immovable property - 25 % against Stock and Debtors

Term Loan

25% of invoice price/cost of assets

GUARANTOR

Minimum Two Guarantors

RATE OF INTEREST

For business 12%* P.A.
Other than business(CRE) 15%* P.A.

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