Own the Best, Pay the Rest!
Upgrade your lifestyle with our easy and flexible consumer durable loans. From home appliances to electronics, get the products you need today with simple EMIs and attractive interest rates. Enjoy the convenience of turning your aspirations into reality!
- For purchase of Electronic Appliances /Consumer Durables/ Furniture and Fixtures etc.
- Member of bank.
- Must have banking relation with our bank.
- Borrowers having present repaying capacity only are eligible.
- DSCR should be at least 1.30:1 and Minimum 35% Take home salary in case salaried.
ELIGIBLE AMOUNT FOR LOAN
- Amount as per Quotation/invoice of consumer durables to be purchased.
PERIOD OF LOAN
- Maximum 60 months.
MARGIN
- 15% of the price of Equipment / Item being purchased.
GUARANTOR
- Minimum Two Guarantors
RATE OF INTEREST
- Interest Rate : 14.50%* P.A.
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