

Investing in Education, Empowering the Future
From working capital needs to infrastructure development, we provide customized loans to educational institutions. Whether it’s for campus expansion, equipment upgrades, or operational expenses, we’re here to support your growth.
- For financial assistance to educational institutions for their need of working capital (salary and office, administrative expenses) or acquiring fixed assets for the Institution like campus development, furniture, educational Equipments, IT infrastructure, Lab Equipments, R and D Equipments, vehicles, hostel development, renovation, construction, educational tours, projects, stream expansions etc.
- Cash Credit – Working Capital Requirement
- Term Loan – Value/estimate of Fixed Asset being created or cost of renovations, Repairs etc.
- Member of bank.
- Must have banking relation with our bank.
- Sufficient Repayment Capacity.
- DSCR should be at least 1.30: 1
PERIOD OF LOAN
- Cash Credit – 12 Months
- Term Loan – Maximum 84 Months
MARGIN
- Cash Credit: 25 %
- Term Loan: Minimum 25%
GUARANTOR
- Minimum Two Guarantors
RATE OF INTEREST
- Interest Rate : 12%* P.A.
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