Lakhpati Scheme

A Lakhpati Scheme for your every need

Lakhpati Scheme - FEATURES

The Lakhpati Scheme is designed to help you accumulate ₹1, 00,000 at maturity through small, manageable monthly instalments. Tailored for both general customers and senior citizens, this scheme ensures you reach your financial goals with ease.

Benefits / Features

Achieve ₹1, 00,000 savings effortlessly over flexible tenures.
Special rates for senior citizens.
Guaranteed maturity amount with attractive interest rates.

Facilities Offered

Monthly Standing Instructions: Automate monthly instalments for convenience.
Loan Facility: Loans can be availed against the recurring deposit as per the bank's prevailing rules.

ELIGIBILITY CRITERIA

Open to all individuals (including senior citizens), businesses, and institutions.

Rate of Interest & CHARGES

Instalment Details

For General Customers

Monthly Instalment (₹)	Tenure (Months)	Maturity Amount (₹)
545	120	1,00,916
1325	61	1,00,262
1355	60	1,00,352
1765	48	1,00,222
2375	37	1,00,033
2455	36	1,00,176
3665	25	1,00,010

For Senior Citizens

Monthly Instalment (₹)	Tenure (Months)	Maturity Amount (₹)
560	120	1,00,842
1340	61	1,00,037
1370	60	1,00,126
1780	48	1,00,016
2395	37	1,00,064
2470	36	1,00,000
3685	25	1,00,008

REQUIRED DOCUMENTS

Identity Proof :

PAN Card

Valid Passport
Aadhaar Card
Driver's License
Voter's ID Card

Residence Proof :

Valid Passport

Aadhaar Card
Driver's License
Voter's ID Card

Photograph:

One passport size photograph of all account holders.

Documents required for KYC may vary from time to time as per the prevalent regulatory guidelines as well as Bank's internal policy.

All Deposit is covered under DICGC coverage.

Current Account

A Current Account is designed for businesses, organizations, and individuals who need to manage frequent transactions.

Know More →

Term Deposit

Looking for a safe and rewarding way to grow your savings? A Term Deposit is the perfect solution! It is a secure investment option