Leverage Your Fixed Deposits for Instant Funds
Need funds without breaking your savings? Get a hassle-free loan against your bank's Fixed Deposit at attractive rates. Enjoy liquidity while your FDR continues to earn interest. Quick processing and flexible repayment options for your convenience.
- Amount of Fixed Deposit
- Depositor: Loan can be sanctioned against the Fixed Deposit held by the depositor.
- Third-Party Loan: Can be sanctioned to a third party against the Fixed Deposit of the depositor.
- Loan on Minor’s Deposit: Can be availed by the guardian or parents with an undertaking that the loan amount will be utilized solely for the benefit of the minor depositor.
- Court-Appointed Guardian: No loan will be sanctioned if the guardian is appointed by the court unless a court order permitting the loan is obtained.
PERIOD OF LOAN
- Period up to the date of maturity of Fixed Deposit.
MARGIN
- 10% on Principal and interest accrued as on date of loan.
GUARANTOR
- No Guarantor Required
RATE OF INTEREST
- 1%* P.A. More than FD Rate*
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