Pune People's Co-Operative Bank Ltd., Pune - 411030 Leading Co-operative Bank in Pune Maharashtra India

ATM and RuPay Debit Card Services

People’s Co-op Bank offers reliable ATM services and RuPay Debit Cards to ensure secure, convenient, and seamless banking experiences. Our ATMs are available 24/7, equipped with advanced technology for fast transactions. You can withdraw cash, check your balance, transfer funds within the bank, and even change your PIN, all while enjoying multi-language support for ease of use.

With the RuPay Debit Card, you can perform transactions securely, whether it’s withdrawing cash, making in-store purchases, or shopping online. The card offers enhanced security with chip and PIN protection and is accepted at ATMs, PoS terminals, and e-commerce platforms across India. Additionally, the RuPay Global Card allows for international transactions via partnerships with networks like Discover and JCB.

Features

24/7 ATM Access: Withdraw cash, check balance, and more, anytime.
Transaction Limits :
1. ATM Cash: ₹25,000/-
2. POS/E-Commerce: ₹50,000/- (combined daily shopping limit)
Multi-Language Support: Available in multiple languages for ease of use.
Security: Chip/PIN security for all transactions.
Global Reach: RuPay Global Cards enable international transactions.
Exclusive Offers: Special shopping deals from NPCI.

Documentation

• ATM User Guide View PDF

Frequently Asked Questions

What is a RuPay Debit Card?

RuPay is India’s indigenous card payment network developed by National Payments Corporation of India (NPCI). A RuPay debit card allows users to access funds in their bank accounts for ATM withdrawals, online transactions, and in-store purchases.

Where can I use my RuPay Debit Card?

RuPay cards are accepted at ATMs, PoS terminals, and online platforms across India.

What are the benefits of a RuPay Debit Card?

Lower transaction costs.
Wide acceptance across India.
Complimentary accidental insurance cover
Secure transactions with EMV chip and two-factor authentication.

How can I activate my RuPay Debit Card?

Activate it at an ATM, via internet banking, or through customer care, as per bank’s process.

What is the daily transaction limit?

Limits vary by card type and bank but typically:

ATM Withdrawals: ₹25,000/-
PoS/Online Transactions: ₹50,000/-

Is the RuPay Debit Card safe for online transactions?

Yes, it ensures secure transactions with features like two-factor authentication and EMV chip technology.

How is RuPay different from Visa or MasterCard?

Promotes financial inclusion under government schemes.

How do I enable online transactions on my RuPay Debit Card?

Enable it through your bank’s internet banking, mobile app, or by contacting customer care.

What should I do if my RuPay Debit Card is lost or stolen?

Immediately block the card by contacting bank and apply for a replacement.

What do I do if my RuPay Debit Card transaction fails but the amount is debited?

If a transaction fails but the amount is debited:

Check your transaction history for confirmation.
Contact the bank immediately and provide details of the transaction. The refund process typically takes 7–10 working days.

How secure is my RuPay Debit Card?

RuPay Debit Cards are equipped with advanced security features, including EMV chip technology, OTP-based authentication for online transactions, and zero-liability protection against fraudulent transactions reported immediately.

Other services

Rupay & Debit Card