Every Transaction, One Platform.
Unified Payments Interface (UPI) is an instant, real-time payment system that enables seamless fund transfers between bank accounts via mobile. With UPI, users can link multiple bank accounts in a single app, integrating various banking features, efficient fund routing, and merchant payments. Experience the convenience of managing all your transactions in one place.
Advantages of UPI
- Link All Bank Accounts: Easily connect multiple bank accounts in one app using the 'Add Account' option.
- Instant Fund Transfer:Transfer funds using Mobile Number, VPA, or by scanning a QR code, ensuring quick transactions.
- Easy Bill Payment: Register once for bill payments, with reminders for new bills via pop-up notifications.
- Quick Merchant Payment: Pay merchants effortlessly by scanning QR codes.
- ASBA Facility for IPOs: Enjoy the ASBA facility without needing a separate account; mandates can be accepted for fund blocking.
- Safe and Secure: Transactions are protected with a Transaction Approval PIN for added security.
- 24/7 Availability: Access UPI services anytime, all year round.
- Transaction Record Access: Keep track of all your transactions easily through the app’s history feature.
How to Register for UPI
- Step 1 Download and install BHIM/ PHONE PAY / GPAY ETC. Application or any other UPI Application from Play Store / Apple Store
- Step 2 Select preferred language
- Step 3 Select SIM / mobile number registered with the Bank
- Step 4 Log in by setting a 4 digit application password
- Step 5 Select and link your Pune Peoples Bank Account
- Step 6 Set UPI PIN by providing last 6 digits and expiry date of Debit Card
- Step 7 Your account is now ready to use. Send / Request money and go cashless.
BHIM UPI Registration and QR Code Generation Process
- • BHIM UPI Registration and QR Code Generation Process User Guide Step by Step View PDF
Frequently Asked Questions
What is a UPI PIN?
A UPI PIN is a 4- or 6-digit password set during registration,
required to authorize transactions.
Can I link multiple bank accounts to UPI?
Yes, you can link multiple bank accounts to a single UPI ID or
have separate UPI IDs for each account.
What is the maximum transaction limit for UPI?
The daily transaction limit is ₹1 lakh per day for most UPI apps.
How do I transfer money using UPI?
- Open your UPI app.
- Enter the recipient’s UPI ID, Pune Peoples bank account details, or scan their QR code.
- Enter the amount and confirm with your UPI PIN.
To Use UPI App, Do I need to register to Pune Peoples Bank Mobile Banking?
No, it is not necessary to register for Mobile Banking facility
with Pune Peoples Bank. Your mobile number should be registered
with Pune Peoples Bank.
How long does it take for a UPI transfer?
UPI transfers are instant, but delays may occur due to technical
or network issues.
Is UPI secure?
Yes, UPI is secure as it uses two-factor authentication (mobile
number and UPI PIN). Do not share your UPI PIN with anyone.
What should I do if my UPI transaction fails?
- Check if the amount was debited.
- If it was debited but not credited to the recipient, it will usually be reversed within 3-5 business days.
- Contact Nearest branch or the UPI app support team if the issue persists.
I am getting error saying “Could Not Fetch Account”?
The "Could Not Fetch Account" error could be due to internet
issues, incorrect login credentials, or server problems. Try
checking your connection, logging out and back in, or clearing
your app/browser cache. If the issue persists, contact the Nearest
Branch or service provider for assistance.
In case of UPI fraud, what is to be done?
Technical Support
- Email: [email protected]
- Phone Number: 9145005033
Pune City Cyber Crime Department:
- Phone Numbers: 7058719375, 7058719371, 020-29710097
- Email: [email protected]
Cyber Grievance Officer:
- Phone Number: 022-22160080
- Email: [email protected]
AND
Bank Grievance Redressal – Principle Officer:
- Email: [email protected]
- Phone Number: 9145005026
What happens if I enter wrong UPI-PIN during a transaction?
In case you enter the wrong UPI PIN, the transaction will fail. In
case you input the wrong UPI PIN multiple times, bank may
temporarily block sending money using UPI from my account (this
varies from bank to bank)
How do I pay an online merchant through UPI?
When you shop-online, you can pay through UPI when you see UPI as
a payment option. On clicking that, you will need to enter your
Payment Address (eg - xyz@upi). Once entered, you will receive a
collect request on your UPI app. Enter your UPI-PIN here and your
payment will be complete. As easy as this!